Helping Canadian Physicians Achieve Financial Freedom
You’re an incorporated physician balancing a busy practice while planning for your financial future. We’ll help you manage your wealth and ensure long-term financial success.
Is Your Financial Plan Working for You?
Are you maximizing your corporation’s potential? We’ll provide tailored strategies to help you manage taxes, investments, and retirement planning.
Incorporation offers tax benefits for physicians. We help with strategies around income splitting, corporate investments, and tax-efficient retirement strategies such as pension plans and retirement compensation agreements to maximize the use of your corporation.
We analyze your current debt and calculate an appropriate ratio of repayment vs. investing. We balance funds towards debt, personal and corporate investments.
We ensure you have an appropriate risk management strategy including short-term savings, insurance and understanding of government supports etc.
We assess the costs, tax implications, and benefits of all new ventures that you may be interested in. We create a plan that includes a cash-flow, income and funding strategy while ensuring you have the appropriate corporate structure in place to limit liability and reduce taxes.
We create a detailed financial plan that includes your corporate, personal, and household income and assets. We align this with your target retirement date and create a funding plan to ensure that work is one day optional.
We will work with our portfolio management partners to create personalized portfolios with that balances tax-efficiency of corporate investments while maximizing long-term growth.
A Trilogy Wealth Success Story
Learn how an incorporated physician grew their wealth and reduced tax burdens with Trilogy Wealth’s customized financial strategies, securing their financial future.
Harpreet's Story
Harpreet, a rural family doctor, was earning more than she needed for personal expenses, leaving excess cash accumulating in her corporation.
She was unsure how to manage her corporate and personal cash flow, develop a tax-efficient investment strategy, or reduce her overall tax liability.
Our Approach
We helped Harpreet design an optimal cash flow plan that balanced her personal and corporate needs. Surplus funds in her corporation were invested in a tax-efficient portfolio designed to align with her long-term goals.
We also implemented strategies like the use of an Individual Pension Plan (IPP) and corporately-owned life insurance to further reduce her taxable income and secure her financial future.
The Results
Harpreet's overall lifetime tax bill was reduced by 26%, and her investments are now working harder for her within his corporation.
She has a clear strategy for building wealth personally and corporately, allowing her to focus on her practice without financial stress.
Trilogy Wealth Pricing for Incorporated Physicians
Our personalized financial planning approach for physicians and doctors:
• Gain clarity and control over both personal and corporate finances
• Focus on managing your patients while we focus on managing your finances
• Secure their financial future with confidence
The Trilogy Physician Blueprint.
A one-time financial plan designed to address your unique needs and set you on the path to financial success.
For Individual Physicians
Four meetings to create a tailored personal and corporate financial plan that aligns with your goals and helps you build wealth.
For Physician Families
Four meetings to develop a tax-optimized short and long-term plan for you, your corporation and your family.
Trilogy Roadmap.
An ongoing plan built on your One-Time, Trilogy Blueprint, with accountability, service & implementation to help you stay on track.
For Individual Physicians
Continued support which includes implementation of advice and ongoing tax-planning to ensure you're on track with all your goals.
For Physician Families
Ongoing guidance to manage and update your personal and corporate financial plan to secure your and your family's future.
Looking for Full Financial Planning?
Let us handle your finances and investments so you can focus on what matters most.
Investment Management (Optional)
Financial Clarity Starts with a Conversation
A simple, no-pressure conversation is all it takes to start building a clearer financial future. Let’s chat about your goals, challenges, and how Trilogy Wealth can help you get there—book your free assessment today!
Financial Tips and Strategies for Every Stage of Life
Explore our blog for expert advice on wealth management, tax planning, and career transitions, tailored to help you achieve financial success at every stage.
Talk With an Advisor Today
Book your free assessment today to get a better grip on your finances—it all starts with a simple, laid-back 20-minute call.
Our calls are totally stress and pressure-free. Guaranteed.